Checking

 

Finding the perfect type of checking account for your business can make a difference.  Our wide array of checking options means that no matter the size or focus of your company, you will find the right account that optimizes performance.

Business Checking

Best Fit: For small businesses that want hassle-free checking with a variety of options in one, easy to manage package.

  • $500 daily minimum balance needed to eliminate a monthly maintenance fee.
  • No per item charges for up to 75 checks paid and 25 deposit tickets every month
  • VISA® Check Card
  • 24-hour VIST ATM, Automated Telephone Banking, and Online Banking access.
  • E-Statement
  • Check Imaging or Check Safekeeping

 
 

Business Value Checking

Best Fit: For small- to medium-sized businesses with low activity.

  • Daily minimum balance of $1000 to avoid a monthly fee.
  • No per item charges up to 250 total items per month (deposits, withdrawals, checks processed, deposited items).
  • Check Imaging or Check Safekeeping
  • VISA® CheckCard
  • 24-hour VIST ATM, Automated Telephone Banking, and Online Banking access.
  • E-Statement

 


Business Interest Checking

Best Fit: For sole proprietors who want their account balances to earn interest

  • A competitive interest rate is paid on balances of $1,000 or greater.
  • Low activity fees and low monthly maintenance fee.
  • VISA® Check Card
  • 24-hour VIST ATM, Automated Telephone Banking, and Online Banking access.
  • E-Statement
  • Check Imaging or Check Safekeeping

 

 

Capital Growth Checking

Best Fit: For sole proprietors and non-profit organizations who want the freedom of checking and the return of a high-yield money market

  • $10,000 minimum to open account
  • $10,000 daily balance to avoid monthly fee
  • VISA® Check Card
  • 24-hour VIST ATM, Automated Telephone Banking, and Online Banking access
  • Bill Pay.**
  • E-Statement
  • Check Imaging or Check Safekeeping

  


Commercial Checking

Best Fit: For businesses who have high levels of account activity and/or maintain substantial account balances.

 

  • Low activity fees and a low monthly maintenance fee, which can all be offset by an earnings credit on your collected balances.
  • VISA® Check Card
  • E-Statement
  • Check Imaging or Check Safekeeping

 

 

Community Interest Checking

Best Fit: For non-profit organizations that want their account balances to earn interest

  • A competitive interest rate is paid on all balances.
  • No activity fees or monthly maintenance fee.
  • VISA® Check Card
  • 24-hour VIST ATM, Automated Telephone Banking, and Online Banking access.
  • Online Bill Payment
  • E-Statement
  • Check Imaging or Check Safekeeping

 

 

Municipal Interest Checking

Best Fit: For municipalities and school districts that want their account balances to earn interest.

  • A competitive interest rate is paid on all balances.
  • No activity fees or monthly maintenance fee.
  • VISA® Check Card
  • 24-hour VIST ATM, Automated Telephone Banking, and Online Banking access.
  • Online Bill Payment
  • E-Statement
  • Check Imaging or Check Safekeeping

The Municipal Interest Checking Account is in compliance with the Commonwealth of Pennsylvania Act 72 of 1971 (P.L 281).  VIST Financial will supply the collateralization letter on funds in excess of $100,000, as required by the Act. 

Rates are subject to change. Fees may reduce earnings on the account.

For more information on our Business Checking accounts, please contact us, or visit one of our financial centers located near you.